There are several ways to access your credit report. To order your free credit report, visit www.annualcreditreport.com or call 877-322-8228. You have the right to get a free copy of your credit report once every 12 months, from each of the nationwide consumer credit reporting companies: Equifax, Experian and Transunion.

ADDITIONALLY, YOU MAY PAY A FEE AND request credit reports directly by calling the following numbers or visiting their websites at:
www.experian.com  1-888-397-3742

www.transunion.com  1-800-916-8800

www.equifax.com  1-800-685-1111

You may receive a free copy of your report if you have been denied credit within the past 60 days. Just ask the company that denied you credit for the name and phone number of the credit reporting agency they used. You may also qualify for a free credit report if you are on welfare; you're unemployed and plan to look for a job within 60 days; or your report is inaccurate because of fraud.